Insulating summer cottage
I own a summer cottage in the northern part of lower Michigan. The place was built for summer use only. As such, the walls have no insulation. I'd like to insulate them so as to make it usable in the winter months. The walls are incredibly simple: Cedar siding on the outside, stud walls (with empty stud cavities), and tongue and groove pine boards on the inside. That's it. No housewrap. No vapor barrier or vapor retarder. I'm concerned that if I use fiberglass bats (i.e. traditional insulation), they will get wet and grow mold. However, I know the spray foam insulation is expensive. And I'm receiving conflicting information as to whether that is water resistant. I'm not looking for a really high R-factor here. Just something that will help to retain some heat, without creating moisture and mold problems and something that is cost-effective. Anyone have any guidance or suggestions to offer?