Hospital debt bought by collection agency
My son has a hospital debt now on his credit report. The amount was $1832, he has been paying them $50 per month for the past 10 months. What he would like to do is to negotiate with the collector , to pay off the debt and have the collector mark the account paid as agreed , and delete any entry showing account as ever being late.
How do we go about the negotiation ? The service Hospital date is 2/20/05 and the debt shows on credit report as past due as of Oct 07. Is there anything we can say to get them to agree?