I got a phone call today from a company saying that my cc was charged off because of late,missed payments. They told me I needed to come up with 3 grand by the 21st of this month and if I din't I would have to get an attorney to settle this for me. Does anyone know how this works and what the law is? I live in sc

What it means is that if you don't pay they will sue you, obtain a judgement and then garnish your wages or bank accounts.

There are lots of threads in this and the Bankruptcy and Debt forums that discuss this. I suggest spending some time browsing them.

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Originally Posted by ScottGem

What it means is that if you don't pay they will sue you, obtain a judgement and then garnish your wages or bank accounts.

There are lots of threads in this and the Bankruptcy and Debt forums that discuss this. I suggest spending some time browsing them.

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Thank you. Where on li are you from?

SE Nassau