Ask Me Help Desk

Ask Me Help Desk (https://www.askmehelpdesk.com/forum.php)
-   Credit (https://www.askmehelpdesk.com/forumdisplay.php?f=84)
-   -   Trying to get credit and can't (https://www.askmehelpdesk.com/showthread.php?t=191447)

  • Mar 5, 2008, 02:38 PM
    topladyj
    Trying to get credit and can't
    As some of you may rember I was asking about how to get credit if everyone turns me
    Down some of you said to get a secured credit card... but I was curious is a secured credit card and a prepaid credit card the same thing?
  • Mar 5, 2008, 03:40 PM
    Fr_Chuck
    No they are not, a prepaid card is not really a credit card but a debit card.

    A secured card is a actual line of credit that uses the money you depoist into a separate account with their company to secure your line of credit.
  • Mar 7, 2008, 12:49 PM
    topladyj
    Do You Have Any Recommendations For The Best Cards Or Websites To Apply?
  • Mar 12, 2008, 08:02 AM
    cmm4ever
    Im trying to get/build credit also. I was told to try working out something with my banK like get a secured credit card.
  • Mar 12, 2008, 09:23 AM
    Fr_Chuck
    Ok, I am mixed on recommending them, if you follow all the rules, if you pay on time, never late, they can be great, but if you are late, you will see your interest rate triple or more

    Capitol One has a good secured card.
  • Mar 12, 2008, 10:12 AM
    topladyj
    Thanks I didn't know capital one did secured credit cards. I will try them and also my local bank thanks guys good luck to you to cmm4ever
  • Apr 17, 2011, 02:33 PM
    Kishawnee
    How can I get a credit card. I live in St. Thomas virgin islands

  • All times are GMT -7. The time now is 11:14 PM.