Being chased for a debt that is 9 years old!
If I receive a letter from a debt agency regarding a debt that is 9 years old do I still have to pay the debt? In the past I have made arrangements to pay the debt at £5 per week but the last time I made any arrangements regarding this was 4 years ago. In the letter it stated that bailiffs may come and remove articles from my home, but someone told me that they couldn't as this was illegal now! I am in Scotland, I say that because I know the law is different in England.
I am on incapacity benefit and there is no way I could afford to pay the £1000 they say they want. I would be grateful for any advice>