Ask Me Help Desk - Sued over Bal. Transfer

I don't know what to do, we are going to be sued by the 15th. I have to pay Hollis G. Price jr $1800 or face a lawsuit. Problem is, this is for a bal. transfer that I did not approve of. I made a payment to my credit card as I always did back in Dec. of 2006 online. I always use my bank account, and I never pay more than $35. Well after reviewing my bank account a cpl days later I see that there is a $1600 pending transaction going through for my CC. I panicked and called my bank and they said not to worry about it, I only have $500 in overdraft protection so not to worry. Low and behold $1600 appears as a payment on my CC. I should've called them and asked about it, but I didn't. Come to find out (after checking my credit report) that I have a CC that was used as a bal. transfer. I didn't sign up for this card, I have no idea where it came from. Well now they are going to sue us for $1800. I don't know what to do, they won't take a lesser amount. I don't have the $. What should I do? I could probably get the $, should I just pay them and be done with it?? :confused:

Who is going to sue you ? If this is a credit card company that is going to sue you for a card you never got, card you never used, and the balance transfer was not from one of your actual cards. Call the police and report an identity theft. Call and write in a certified letter to the credit card company that this is a fraud and you have a police report, and turn it over to their fraud division. If they file suit, answer the suit that this is not your debt, and you intend to defend. Then make them in court prove you opened the account, and that you owe the money.

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Originally Posted by Fr_Chuck

Who is going to sue you ? If this is a credit card company that is going to sue you for a card you never got, card you never used, and the balance transfer was not from one of your actual cards. Call the police and report an identity theft. Call and write in a certified letter to the credit card company that this is a fraud and you have a police report, and turn it over to thier fraud division. If they go ahead and file suit, answer the suit that this is not your debt, and you intend to defend. Then make them in court prove you opened the account, and that you owe the money.

It isn't owned by the Credit card Co anymore. It is now owned by the Law office of Holis Price Jr.