Are there some debt cures that financial institutions don't want you to know about?

Any tips will be appreciated?

Most don't want you to know you can't go to jail for not paying your debt ( debt collectors will often threaten to put you in jail) they don't want you to know that the police will not be at your house tomorrow. They don't want you to know that they can't take your house away from you.

Basically they don't want you to know your rights in collections

But there are no secrets in getting out of a valid debt,