Hi, I have a problem and could use some information (guidance) about 8 months ago I had tried to turn on a cellphone when they told me I had an outstanding balance I was completely shocked. I knew I never used there services before so I asked what address was the phone line turned on at when they gave the address I realized it was my ex-sister inlaw (who has done many things like this before) when I asked the company who"s name it was on they wouldn't release the information about a month later I received a bill with her name and my ss#. Me and my ex-sister inlaw have not been on speaking terms for about 2 years. Basically the company say I have to report it to the police and if she admits it then I could do something mean while I'm stuck with a bill and its affecting my credit and I'm unsure if she is still using my ss#. Question is ? Is the company right about the police or should I get a lawer and is there a way I can find out what my ss# is being used for?

Yes the company is right about the police. She has committed fraud and theft. The sooner you file the police report, the better. She will then have to pay for her crime.

I would file a repoprt, but to speed things along with the phone company you can play some hardball. It is their responsibility when pulling credit to make sure all things match-up more or less. It is called the Patriot Act. There is no way they checked into anything, because if they pulled your SSN you name should come up along with your address and that should have been a red flag. I would just contact as high up the customer service ladder as you can go and I bet you can get the bill out of your hair and into hers. Meanwhile, definitely file a police report, I bet she has done this to other people and you may save them a lot of grief!

Once you get the bill sorted out, you need to write a letter to the credit bureaus to get the tarnish off your credit score... it is a process, but well worth it. Visit Experian, Transunion, or Equifax's websites to find out how to file for a mistake on your credit report!

They are correct, if you do not report it to the police, you are in action, giving her permission and you are liable for the bill since it was billed though your social security number. So you have the choice to either pay the bill or call the police,

You can run your credit reports, and see who is reporting accounts in your name.

You can run a free creidt report

www.annualcreditreport.com