My son and his wife were in the process of bankruptcy. They were to go to court on January the 7th. He died on Saturday January 5th and to our surprise he left his wife a life insurance polocy, we do not know how much it was for. He also left his Mother a polocy. His wife says it is hers but the lnsurance company said they tried to get him to change the polocy to his wife's name and he would not do it at all. He had cancer and knew he had only a short time to live. Now his wife's bankruptcy lawyer is telling my wife she has to turn the moneys over to them. Do they have that right. We want to do what is right with the money.
Someone please let us know what we need to do.

Yes, if in chapter 13, these funds must be processed within the limits allowed under the bankruptcy laws. Call the trustee and discuss this with them, but, I would wait until I knew exactly how much the insurance was going to pay.