The other day the wife gets a letter stating she owes pretty big sum of money and
Nor don wants it. After finding this site, and some good advice, I had her check her credit
Report, and there is no accounts in defalt all are paid in full, and none for anything near what nor don says she owes, she had a divorce a few years back and her ex has declared bankruptcy but the two joint loans they had both state paid as agreed and paid in full
Located in ontario

HOLD ON!

There are several personal information scams that float around the Internet from time to time. It's usually flavored one of two ways.

(1) It has been determined that you are a member of a family that left a sizable estate
And that once you prove your identity, the money will be moved from the current
Holding bank and into your account.

So you say look how lucky I am, I'm a winner. You send all the information in and
Kiss every dime you have in the account good-bye not to mention your credit cards
And so forth.

(2) The other is just as believable, it is normally sent to you from a Senior staff
Government official that has a enormous some of money that he needs to park
Somewhere safely. If you will let him/her use your account, then you can have
Percentage of the monies just for helping out.

Once again, you give them your information and kiss your financial world good by.

These scams are usually located out of Nigeria and I believe they are traced by our friends in Federal Law Enforcement. But by the time your information is in the system, the bad guys have closed up and disappeared.

In general, If it sounds to good to be true it is to good to be true. You could always open a call to the Treasury Service and seek there advice.

However, the short of it is NEVER GIVE OUT PERSONAL INFORMATION OR ACCOUNT INFORMATION!

Quote:

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Originally Posted by donf

HOLD ON!

There are several personal information scams that float around the Internet from time to time. It's usually flavored one of two ways.

(1) It has been determined that you are a member of a family that left a sizable estate
and that once you prove your identity, the money will be moved from the current
holding bank and into your account.

So you say look how lucky I am, I'm a winner. You send all the information in and
kiss every dime you have in the account good-bye not to mention your credit cards
and so forth.

(2) The other is just as believable, it is normally sent to you from a Senior staff
government official that has a enormous some of money that he needs to park
somewhere safely. If you will let him/her use your account, then you can have
percentage of the monies just for helping out.

Once again, you give them your information and kiss your financial world good by.

These scams are usually located out of Nigeria and I believe they are traced by our friends in Federal Law Enforcement. But by the time your information is in the system, the bad guys have closed up and disappeared.

In general, If it sounds to good to be true it is to good to be true. You could always open a call to the Treasury Service and seek there advice.

However, the short of it is NEVER GIVE OUT PERSONAL INFORMATION OR ACCOUNT INFORMATION!

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I'm having trouble reconciling the question about being advised the wife owes a large sum of money; her X filed in bankruptcy and "everything was resolved;" nothing shows up on her credit report - and the answer about email scams -

If there were joint debts owed at the time of divorce, and if the ex husband did not pay them and declared backruptcy on them ( that does not pay them in full) they are allowed to come after your wife for the joint debts if he did not pay them. All the divorce settlement does is allow her to go after him for the debts though family court if she is forced to pay them.

Also not all debts are listed on the credit report, so just because it is not showing up does not mean she does not owe it.

Also who is the company it is owed to, she should know if she has done business with them or not?