When I went through my Divorce a few years back I got stuck with a rather large credit card debt @$23,000 that was divided in half(mine and half hers) in Texas. But when I went to pay that half to the credit/collection agency they wanted 100% payment. Now 4 years later they have put a lien against my house. Help me not sure of the law, what my options are? Now the lien is up to $29,000.