Civil Action for Credit Card incurred during marriage
Hi, I hope someone can give me some advice. I just read similar questions and answers on this site and the answers were good, however, my situation is a little different.
I just received Civil Action to appear in court for an old credit card incurred during my 20 year marriage.
I separted from my husband less than 1 year ago and we have been back and forth with child custody issues. The divorce has not even been started as I lack the funds to pay the attorney, I spent it all on my child custody lawyer.
My financial situation is this: My unemployment just ran out, I have no job (yes, I'm looking). My only source of income at the moment is Social security money which is paid to me on behalf of my 4 children and minor child support. A total of 1800/month, which will not even cover my rent and utilities. (Next step food stamps if no job comes along soon).
If I appear in court, can they force me to pay this judgment? There are many other debts that could come up also in the future. I have nothing to garnish and not enough debt for bankruptcy. I am also afraid that if I am forced to pay this, many more will follow. I am already fighting with my children over who is drinking how much milk and wasting food.
From what I understand, when I file for my divorce, all debts incurred during the marriage will have to be agreed upon who will pay what percentage. Can this be used as a defense to not pay this judgment until divorce is settled?
What would happen if I just don't go? Do they have any way of enforcing payment?
Any and all advice would be appreciated
Jackie