that i didn't even remember taking out (apparently it was for $400) Got a call a few months ago about a loan (which i paid off in 2004 and assumed this was the one they were speaking of) and was told if i paid it off to disregard the phone call...which i did...I receive ssd because i have lupus. They took $143 from my monthly payment last month (they claim they told me this was going to happen...NOT) I graduated college in 1987, they told me they sent correspondence in 1993, 1993???!!!!!! I graduated in 1987. Never got a bill, nothing....this is the first i've been contacted in 22 years. Of course that $400 has now turned into $900 and change because of interest and fees....What can i do? I cannot afford for them to take that much money from my ssd every month till this is paid off....and i also don't think i should have to pay $900 either...