Portable Generator voltage setting
I have a small chinese generator, an Alton 3500 watt. I plan to use it for power outs to run my gas furnace blower and a fridge. The transfer switch was professionally installed with 6 circuits and it uses an L-14 4 prong plug. The generator has two settings, 120 volt and 240 volt. I understand I need to use 120 mode when using the standard outlets on the generator, but should I put it in 240 mode when using the 30 amp L-14 plug into the transfer switch? I seen to remember reading in a thread it is necessary to get the full wattage from the generator, Alton was not much help when I emailed them. I want to make sure I won't hit anything with 240 , I'm pretty sure the plug is wired to distribute the 3 legs of 120 right? Also, when I go camping, I ground the generator by driving a stake in the ground. Do I need to ground while hooking up to the transfer switch as well?
Thank you
Rick