HI.
I have a car, which is financed by Chase auto finance. Well I signed up for paymatics. This will deduct money from my checking account every month. I don't know what happened with this "paymatics" that deducted my money, and then it reversed it back to my bank. I had sufficient funds in my bank, but I called my bank to make sure everything was OK. They said it was because I had sufficient funds. So I called Chase Auto finance. They said that they will see why the payment was reversed, and that I had to check my checking account for a second attend of withdrawal from Chase. I asked them if this will affect my credit. They said NO because it was not my fault, and they will try to fix it. However. I want to ask. Will this affect my credit? The money is supposed to be deducted from my account every month. My account shows 6 days past due. This is unbelievable.

First, please don't post multiple copies of the same note.

Its unlikely to affect your credit, unless Chase reports it late.

You should keep a check on your credit report over the next few months, get the name and employee number of who you talk to and who tells you it will not count against you.