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-   -   Need an advance. (https://www.askmehelpdesk.com/showthread.php?t=166908)

  • Dec 29, 2007, 08:02 PM
    no1photogirl
    Need an advance.
    I'm in the process of moving and found a property that I anticipate moving into shortly. To avoid my family from having to move out of state until the middle of Jan. I was thinking about getting a loan from H&R block or Jackson Hewitt, as I believe I understand a lot of places are not doing RAL - which I really don't want to do. I only need about $600.00.
  • Dec 29, 2007, 08:28 PM
    Fr_Chuck
    I understand all of the normal places are doing advance loans, there are some places that were sued over the interest rates and false advertising, so some places may not be.
  • Dec 29, 2007, 08:31 PM
    ScottGem
    Both of those firms are not lenders. An RAL requires a pending refund.
  • Dec 29, 2007, 11:05 PM
    no1photogirl
    I understand that some places have their own lenders in place - any recommendations - and would it be wise to use two places if the fees are not nominal?
  • Dec 30, 2007, 12:20 AM
    AtlantaTaxExpert
    Any of the places you have in mind will charge you an outrageous rate of interest.

    Have you considered a community bank or Credit Union?
  • Dec 30, 2007, 06:41 AM
    no1photogirl
    That's a thought, but unfortunately, I'm not in a position to do that.
  • Dec 30, 2007, 08:37 AM
    AtlantaTaxExpert
    That is unfortunate!

    You may want to look at a credit card advance. That interest is high as well, but NOT as high as the sources you are proposing.
  • Jan 22, 2008, 01:19 PM
    no1photogirl
    Thanks for your help, we were able to work it out and break up the payments.
  • Jan 23, 2008, 01:32 PM
    AtlantaTaxExpert
    Glad to help!

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