I want to do my project in a bank in the area of credit appraisal. So I want the help to do my project in project appraisal.

I might be able to help... just need to understand better what you are asking. Are you looking to understand how bank appraise credit applications?

Yes, I desire to know if a company applying for a bank loan how will the bank will sanction the loan on what basis

Yes, I want to know how bank appraise the credit applications