Debt collection statute of limitations listed by state
New Mexico Statutes of Limitation
Contract in writing: 6 years (except any contract for the sale of personal property is 4 years or the last payment, whichever is later).
All other creditor-debtor transactions are 4 years after accrual of the right to sue.
NOTE 1: An action accrues on the first date on which the creditor can sue for a breach or for relief, generally from the last purchase or the last payment.
NOTE 2: If the limitations period has expired, an acknowledgment or payment starts the period running again.
Judgments: 14 years.
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