Need to leave husband of 10 years but I a 15yr old, no job and no savings.
I am at the end of my ropes, and hoping someone can shed some light on this situation.
I have been for the most part a stay at home mom for the last 10 years, taking part time work periodically when needed. Up until several years ago, I never realized how bad my husband was with money. I mean I knew but we didn't own anything so it wasn't extremely important. I finally convinced him to buy a condo think, he'll straighten up once he becomes a home owner. Boy was I ever wrong.
He is not an american citizen (this is his excuse) so he doesn't understand the ins and outs of our income and property taxes, but don't foreign citizens pay taxes and bills if not in a timely manner at least late?
Anyway he closed on the condo with a small debt of about $5K which he owed in income taxes to the IRS. He never paid it, he waited and waited until they finally threatened to garnish his wages. Now with about $500 less coming into the house, things just kind of snowballed from there, car repossession, property taxes have been paid by god knows who, mortgage in default several months. All along I thought he was taking care of things (maybe not, perhaps I knew in my sub conscious that he was messing up) after all he is responsible for two peoples lives (myself and my son). Part 2 to follow
Need to leave husband of 10 years but I a 15yr old, no job and no savings. Part 2
To summarize. I just don't want to trust him anymore. He blames everyone (me included) but himself. I now realize the importance of being self sufficient. It is the worst feeling to see things fall apart and not be able to actively do something about it.
He isn't a bad person even though we haven't slept together in god knows when. I guess I just kind of lost respect for him because he is so passive. In any case I don't have a support network, no family, one friend who I don't want to tire with my endless stories. I could never afford to live in the city that we currently reside in as a single parent. I would no doubt have to move to some small remote place in the US! I really don't want this because my son attends one of the best high schools in our city and I really want him to be exposed to positive, hard working students. What should I do? I never graduated from college, (two years shy of undergrad) but I owe so much money for student loans, so I can't finish. All the jobs that I apply for would only cover the rent MAYBE. Forget about food, heat etc.
And my credit is for lack of a better word... bad. Any input would be sooooooo... appreciated!