Can a law firm that has received a judement against me take my money from my bank account if so how do they do it?

Yes, they will simply take the judgment to your bank and have your account garnished.

Actually its not always that simple. Usually they have to know the account number and they have to obtain an order from the court to attach the account. However, you will not be notify of the request or granting of such an order. What usually happens is the account is frozen giving you some time to appeal, but if the judgement was obtained correctly then there will be no grounds for appeal. Often the first you learn of it is when you try to draw on the account and its been frozen.

How do they obtain your account number info?

Through a variety of ways. Credit reports, interrogatories, payment records, etc.

One more thing if I remove my name from my moms account can they do anything to her account also I am on my sons account as a signor he is in the airforce and I am on his account for emergency purposes

They cannot garnish joint accounts.

Ihe knew what to tell me

Yes, they can attach any account you are listed as a joint owner. However if you are only listed as an authorized signer they can't touch that.

Are you 100% sure of this I live in Oklahoma and I believe I jut read a story about a lady that had her jouint account froze

Because she replied to it promptly

I don't think they can garnish a joint account if it's a private collector. Could be wrong, though. Sorry.

Thanks for all your help I am very grateful what is the significant difference between a signor and a joint owner I just want to be sure that I do not jepordize my sons account

Hanks for all your help I am very grateful what is the significant difference between a signor and a joint owner I just want to be sure that I do not jepordize my sons account


Well a joint owner has their own money in the account, a signer doesn't, so they won't take away his money.

Apparently I was wrong about joint accounts, I looked it up and I apologize, they will freeze the account and have the non-debt-owing account holder prove which funds are theirs and will not garnish THEIR money but will garnish the debtor's.

Sorry about that.

Quote:

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Originally Posted by charlotte234s

I don't think they can garnish a joint account if it's a private collector. Could be wrong, though. Sorry.

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Doesn't matter who it is. They can attach any asset the debtor is a joint owner of. However, if they can prove that the source of the funds is the other owners they can quash the attachment.

I already said I could be wrong mowerman, read please?