My mother owns a house in Starke FL anf her son, my brother has lived in it for 3 years. He has became disabled and doesn't work, she lives in SC. She wants to add him to the deed so that the property taxes becom lower for owner occupied verus living out of state, it will save her about $1,000 eah year. My concern is that my brother may try to mortgage the house at some point, would he only be able to do so with her consent? Should they do the deed as joint tenants? I guess the other dilemna is if she ever wants to sell the house, he would need to agree. She is in her late 70's and really can't afford the taxes on the house, he lives there rent free. Is there any way to word the deed to where he can't sell it, but could live there for life, and then it would pass on to someone else, a grandchild, maybe,Thanks Faye

Depending on how she adds his name, he can INCUMBER his portion of the equity so this is NOT a good idea.

Talk to an attorney. She may be able to deed it to him under a trust that would put soimeone else in charge of managing the property.