I am stuck with the balance of vehicle my ex wife failed to pay off.. We both signed for financing

The bank is threatening to garnish my wages.
Do you think they would also levy my bank accounts?
To my knowdlege my ex does not work or have assetts

The payments are behind 1600 and the finance co is
Now demanding the full past due amount from

I read that 25% of wages can be garnished
Do you think they would garnish my wages and
Levy my accounts? Also

My ex took the vehicle and can't be located
For repossesion

Any valid advise is welcomed ASAP

First the most important question to answer is what state do you reside...

Also, have they already obtained judgements against you?