I have a mortgage that that is too expensive for my budget. I can not refinance and my credit rating is slowly going down the drain. I can not sell the house because I do not have equity and the way of the market. I owe more on the house than it is actually worth. I want to get out of this mortgage without ruining my credit completely. I don't care if I lose money, but I don't have any money to put up front for anything either. Is there any way out?

Thanks
Getoutnow

To be honest no, you can try to see and see if the mortgage holder will accept a short sell. Or see if you can borrow the difference between what it will sell for. OR try to fix it up better to sell for what the mortgage is.