Being SUED by TWO collection agency for same CC debt
Hello,
Can I be sued by 2 collection agencys for the same old debt. Which was received 10/2007
I am currently in court with one, answered Summons last week.
Then I had another collection agency refereing to their client as Discover say that they entered a judgement on me 09/06. I have no prior knowledge of this. My first contact with them was the Attempt to collect a debt letter received March 07. I sent a reply wanting to settle for $2000. They wanted $6000 and my old debt was $3500. I truly hope I did not re-instate SOL. I requested response in 30 days. Never heard from them again. In June 07 I receive a NEW letter stating they entered a Judgement in Sept 06, the first letter never stated this and I had no prior knowledge. I go to a lawyer who ask them to validate debt & informationon Judgement. In July the want to settle for $4000 now in a LUMP Sum which I DO not have :eek: I tell my lawyer no can do. Never here from them again. When I received NEW summons Im thinking account was SOLD again. So I answer. Yesterday Nov 1 2007 I receive letter from my lawyer that Discover lawyer wants an answer by Nov 12 2007. They have not validated the debt. I do not want them to garnish my wages because I will go back into the hole I crawled out of financially.
What can I do?