4 year old credit card debt and never served
Five years ago, I moved from California to Europe. Divorce and other circumstances made me unable make any payments on my credit cards for a bit over 4 years now. That's past the 4-year Statute of Limitations in California. I left a friends address for receiving mail, and he told me I've been receiving letters from 3rd party collectors. I don't know if I have been sued, but at least I was never served. What should I do? Contact collectors? Forget them? Get a Lawyer?
Could this be a problem when I visit the U.S.
How can I find out if I am being sued?
I appreciate any educated advice you may give me.