Summoned for Hearing on Credit Card debt
Ok, I don't make that much money and I had a credit card company kept harassing me thinking I had this card with them. I evidently was getting bills thinking it was a offer of a credit card.. I through those away.
The only Credit Card I had with this company was like 4 years ago and I had reported it stolen. I did have a very small balance that I owed but there was other charges I didn't do. They gave me some info over the phone I wrote down after I reported it but I do not know where the info is.
I barely make enough $ to pay my bills, but when I got the first notice I tried calling this Lawyers office which I ended up talking to bill collectors that would not listen to anything I had to say including me trying to settle!
A lawyer told me to write a letter and give it to the court that I wanted a copy of the charges made so I did.
I then got a letter later from the court house stating it was a default judgement hearing.
So I called information to see if I could get the lawyers real number finally I got ahold of this credit cards lawyer on the phone to see if they would settle, well they said he had to get with his partner to see what they could come up with, I just received a letter of settlement offer which was more interest then the card was charged up for.
Obviously I do not want to pay that amount. The original debt was less then $2000 they are trying to sue for almost $4000, the settlement offer was close to $3000. I need to know number one if cannot pay this will I go to jail ? Number 2. Can I fight this being a default judgement? Please helpASAP the hearing is in December :confused: