Recently my husband and I refinanced our home. I assumed that I was a joint/half owner, but when I tried using my SS # to access our mort. Account by phone I was told that I am ONLY on the note so I had to use his SS #. Meaning, so they said, that they could never go after me for payment.
I remember the broker telling me when we signed the closing papers that I was on the important document when I questioned why my husband was signing some documents and I was not required to sign them 'cause my name was not on them.
Am I half owner of this house or not? What would happen if I should decide to divorce my husband in the future or he me?
Thanks for any help... It seems every time we refinance I'm left out of the loop. BTW, I am presently a homemaker and not bringing in OUTSIDE money.