I just have a question. Is the exemtion status in Florida based on the fact that Florida doesn't allow for wage garnishment? I am having some trouble with various credit card judgements and the only $$$ in my accounts are from wages. My state doesn't allow for wage garnishment, either (100% of wages are exempt). How did you prove that the only money in your account was from wages and SS, and therefore taking those funds would be the same as garnishing your wages? I'm a bit concerned about my creditors going after my bank account, but the only money I have going in is from wages earned. So by my state's wage garnishment laws, they probably shouldn't be able touch it, if I'm reading into your situation correctly? Thanks in advance for your help, hope it's all working out for you.

First its not a good idea to piggyback your question on someone else's. This can lead to confusion. You should start a new thread. So I've moved your question to its own thread.

Second, you can show your balance statements for several months with deposits and compare that to your pay stubs or SS notices.

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Originally Posted by credit_card_debtor

I just have a question. Is the exemtion status in Florida based on the fact that Florida doesn't allow for wage garnishment? I am having some trouble with various credit card judgements and the only $$$ in my accounts are from wages. My state doesn't allow for wage garnishment, either (100% of wages are exempt). How did you prove that the only money in your account was from wages and SS, and therefore taking those funds would be the same as garnishing your wages? I'm a bit concerned about my creditors going after my bank account, but the only money I have going in is from wages earned. So by my state's wage garnishment laws, they probably shouldn't be able touch it, if I'm reading into your situation correctly? Thanks in advance for your help, hope it's all working out for you.

First its not a good idea to piggyback your question on someone elses. This can lead to confusion. You should start a new thread. So I've moved your question to its own thread.

Second, you can show your balance statements for several months with deposits and compare that to your pay stubs or SS notices.

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Sorry about that. My question was specifically related to the original post, so I thought I'd quote that person since they may have been able to answer based on what they are currently dealing with. I'm still new to these boards, still learning. :)