Collection agency lawsuit
I 04/01 I Had A Providian Account. In 10/01 I Had An On The Job Injury And Was Not Able To Make On Time Payments. I Remembered That I Had Purchased Credit Insurance And Requested Information To Send To Providian So That The Insurance Could Be Put In Force. Atfer Several Attempts And After I Could No Longer Pay Anything Else I Stopped Paying On The Account.the Account Was Placed On My Credit For Bad Account . Now I An Being Sued By The Collection Agency. What Is My Next Step. This Is The State Of Texas.
Thank You Candydeb3