Can I collect interest on a loan that is in default?
My daughter's best friend (past tense) mom borrowed $700.00 from me with a verbal agreement to pay me every two weeks until the loan was paid off. She started paying as agreed one payment and then I had to call her for other payments. I collected in total $300.00 from her. She stopped answering my calls and once when I saw her while driving, she turned into a parking lot to avoid me. I was so furious, I was going to confront her but my son said just take her to court. I filed a complaint and served her with a notice. She evidently received the letter because she sent a sob story letter and enclosed was a money order for $25.00 and a payment agreement for the balance. Well, I missed the court date because the court sent me a small thin post card which was later found at the bottom of my mailbox. The judge dismissed the case and I had to file a motion to vacate dismissal. Well, I did that and the judge granted to vacate the dismissal.
After receiving that letter, I called the courts to find out my court date. At the time they couldn't tell me. I watched the mail every day waiting for my court date. Well, yesterday I called the court to see what was going on they told me I was suppose to appear last week and my case was dismissed. I was furious because I know 100% for sure I did not receive a notice. Now I have to refile spending more money on certified mailing and stamps. Oh by the way she has not paid me a dime since. But now I have written proof. Can I sue her for the cost of my postage and also for interest. This has been way over a year.