I'm thinking of doing a debt settlement program. I inquired with the company Debt SettlementUSA. I would be going through Brauer Law Offices, in Phoenix, AZ. Is this company reputable? Has anyone had any experince with them? Thanks for your imput.

Frankly, I to not fully trust any of the debt settlement companies out there, but if I were looking into one, I'd want to choose a non-profit organization over a law firm.

... just my 1.5 cents worth...