Stolen vehicle, my liability
My husband leased a vehicle under his name shortly after we were married. Towards the end of the marriage, I secured a loan through a credit union and paid the vehicle off. The original title and paperwork were sent to my husband, who refused to transfer the title into my name. Subsequently, the car was stolen on 09/05/06. The insurance company refused to pay the claim as I could not get the title from my estranged husband. I tried, without avail, to get this title since I purchased the vehicle in 2005. Subsequently, the car was recovered in California (where it was stolen) and in an impound lot. No one was able to check the car out because I was not the registered owner. My husband finally transferred the title in April 2007 and the credit union is suing me for the loan. What are my rights? The credit union was never in possession of the title for the entire 2 years that I was paying on the car loan but now they are demanding that I pay for a car that I no longer have. No one would help me get the title from my husband and in the 6 months the car was missing, I had to get another vehicle and am paying on that. Am I legally obligated to pay for a car that was stolen, recovered and left in California even though I am not at fault?