Dear Sir,
My Bank Account has been kept under lien, by the bank because I have to pay Credit Card Usage & Charges, due to some problems I was not able to pay the credit card amount, of Rs. 20,000/- a executive of the bank approached me and told that it will be settled in 18,000/- and I agreed to it, after that they kept a lien on my bank account which is having 24,200/- in balance.
I there a legal remedy for removing the lien, are the empowered to do so, please help.