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-   -   Joint Car Loan (https://www.askmehelpdesk.com/showthread.php?t=130807)

  • Sep 17, 2007, 11:50 PM
    cdonajkowski
    Joint Car Loan
    I have a joint car loan. The other joint owner has no insurance and cannot make payments but has taken the car from my possession (recent meth user). Do I have any recourse in refinancing the car in my name (without the other person) and reporting the car as stolen or somehow getting the car back?
  • Sep 18, 2007, 02:09 AM
    benn11
    Did you talk to the joint car owner?
  • Sep 18, 2007, 05:54 AM
    ScottGem
    You can't transfer title without the co-owners permission. You can't report it as stolen when its in the possession of the co-owner.

    You CAN refinance the loan in your own name if you pay off the previous loan. However, it wouldn't be a car loan since a lender is not likely to lend money without both owners.

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