I received a summons for uncollected debt and I want to know if I can just pay it off without going to court - can you help me?

Hello scuba:

Yes, of course you can pay it. However, do it in consort with the collection agent or lawyer. If you just send money, they'll take it AND continue to sue you.

excon

Wheter you can do this or not depends on whether you can negotiate an agreement with the creditor. If you are ready and able to pay the balance due in full, then contact them and ask where to send the payment and make sure they will send you a confirmatin of satisfaction and cease legal action.

However, if you cannot pay the full amount in a lump sum, you will have to negotiate a payment plan that you both can agree on. Make sure that part of the agreement (in wirting) is a cessation of legal action.