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-   -   Bad item on credit back again. (https://www.askmehelpdesk.com/showthread.php?t=122707)

  • Aug 25, 2007, 06:24 AM
    Tlaszlo
    Bad item on credit back again.
    Could a collection agency put a bad item (that was already removed from the credit report once) back on a year or two after it was removed?
    The original debt was a unfulfilled contract with Bally's back in 2000-2001 I never paid it and less then a year ago when I checked my credit report it was NOT on it.
    I started the process of fixing my ruined credit.
    However a couple of weeks ago I got a notice from credit monitoring that this item is back again by a different collection agency.
    I am desperately trying to fix my credit I have paid everything else off and now I have a bad item again for over $3000.
    Is this legal? How can I dispute this? What is the statue of limitation in New York?
    Please help
    Thank You
    Laszlo
  • Aug 25, 2007, 06:26 AM
    ScottGem
    What you have to understand is that your obligation to pay a debt never goes away. If you are trying to fix your credit that item should be included.
  • Aug 26, 2007, 04:15 PM
    ScottGem
    Actually it does answer your question. You say you are trying to fix your credit and paid everything else off so why haven't you paid that off.
  • Aug 26, 2007, 04:53 PM
    slowandeasy
    Hello TLa

    If you are trying to fix your credit this will have to be paid. I agree with Scottgem your obligation to pay never goes away The only way to fix this is to pay it!

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