Bad item on credit back again.
Could a collection agency put a bad item (that was already removed from the credit report once) back on a year or two after it was removed?
The original debt was a unfulfilled contract with Bally's back in 2000-2001 I never paid it and less then a year ago when I checked my credit report it was NOT on it.
I started the process of fixing my ruined credit.
However a couple of weeks ago I got a notice from credit monitoring that this item is back again by a different collection agency.
I am desperately trying to fix my credit I have paid everything else off and now I have a bad item again for over $3000.
Is this legal? How can I dispute this? What is the statue of limitation in New York?
Please help
Thank You
Laszlo