Hi, I received a restrainig notice from my bank in re of a debt from 5/1999. I filed a dispute because I do not believe I owe this money (I have never had the credit card in question). I now receive a phone call in re of a second credit card account from 10/1999 & they are trying to collect on. This one I think my ex did. Regardless, because these debts are so old, am I responsible. The statute of limitations for old debt collection in NYS is 6 years. If this is the case, why are these collection agencies contacting me now, don't they know about this? I do appreciate the advice! Thanks.