Recently I have been involved in a multi car accident in Texas, and one of the Person is trying to
Make money out of it by suing me. Though he was not injured on the scene, he
Claims to incur heavly medical & financial losses as Pain/Suffering/Mental Anguish/Future Costs etc. etc
I have a basic Texas Insurance Coverage. He even rejected my Insurance company's offer
To settle the case, and wants a hefty amount, beyond my Policy
Covergae. Though my Insurance is confident and taking up the case, but I am scared.
My Questions is as a defendant, If I loose a Personal Injury Law Suit and get a
Judgement against me, is there a Possibility that the other guy(Plaintiff) can
Freeze my Bank Accounts, using the Judgement, to recover the Money ?
What if the Bank Accounts are jointly held by me and My Wife.
Are the Bank Accounts held solely in my wife's name can also be freezed ?
Any thoughts or advise, comments will be greatly appreciated..

They can freeze any account that has your name on it. If it is a joint account, your wife would have to go to court and prove it is her money on a joint account. Your wife's money in her own accounts would be safe.

Also although the insurance company has an attorney you may want to have your own attorney there also to protect your rights, the insurance company is watching out for the insurance company

Hi Fr_Chuck
Thanks a lot for your quick response. I read on couple of places, but it was all confusing. You have put it in a nice
Simple way to understand. I will try to get an Attorney to protect myself.
Meanwhile one more question. I have heard when you hire an Attorney for a Personal
Injury Case as a Plaintiff, the Attorney's usually take these cases on Contingency bases,
Normally 33% to 40% on Gross/net recovery. That is understandable
But My question is what fee method/structure should expect from the Attorney when I try to get a Personal
Injury Case - Defendant Attorney. I am sure they will not take the case on Contingency bases, as there is no recovery.
The answer to this will be helpful to me in making a decision, about how much it will cost me tentatively,
If I can afford, and also if the Attorney I hire, is charding me the
Strandard Fee (as the norm is ) or trying to rip me off.
Any information you will provide, will be helpful.