Hi , I have a credit card issued by (Washington Mutual bank) from almost 3 years ago.. and I added my wife as an authorized user immediately after I received the card... after one year Citi bank sent us two new credit cards cause the old one has been expired so I knew that Washington mutual bank credit card belongs to citi bank.. the question is , my wife has received an offer from citi bank from one week ago for applying for a credit card with good benefits.. so can my wife apply for this card or her application will be denied ? As she has a credit card with citi bank as an authorized user so it will be considered to have 2 credit cards accounts from the same bank if her request will be accepted (one account as an authorized user in Washigton mutual bank which related to City bank and the second one is the new offer )?.

Your prompt reply is highly appreciated...

First, what is wrong with have 2 credit cards from the same place?

And second, one card will be hers, the others only hers because someone else (you) lets her have it.

Therefore, I see nothing wrong with her applying for a credit card in her name. Although why does she need to if she has one from your account?

Quote:

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Originally Posted by CaptainForest

First, what is wrong with have 2 credit cards from the same place?

And second, one card will be hers, the others only hers because someone else (you) let's her have it.

Therefore, I see nothing wrong with her applying for a credit card in her name. Although why does she need to if she has one from your account?

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She is applying for a new one because it offers 0% APR for balance trasnfer for 15 months she want that to transfer the high percentage balance with high APR... to the new credit card...