?? I recently came across an article that anybody can send an email with some spyware in it. It was also stated that this spyware will install itself and then transmit a record of my userids and passwords to the sender of the spyware. I am scared of the info. I would be glad to know as much info on this subject as possible.

I'm sure you've already been directed to this link in another thread but here it is anyway just in case you can't see the other one:

Spybot S & D:
http://security.kolla.de/

I hope you find this program useful,
SCUD :)