Hi I'm new to this. I'm 25, married, and have a 5 year old little girl. Hard working (60+) hours a week and I can not seem to get ahead at all. I'm renting and am struggling to pay off old debt as well as current bills. I can't afford to pay off everything and survive. I have gotten local assistance from some charities but can't get on government assistance as my husband and I gross too much of an income. It's very frustrating to be in this position and I'm not sure if there are grants or other means of getting help out there. Any answers to this would be greatly appreciated! Thanks in advance!

I know this could solve only one problem, but have you checked into getting Section 8 housing? They adjust your rent to your income. My husbands sister is on that program and pays less than 200 dollars per month for rent :)

Hi have you heard of centerlink it's a place where if you are having financial trouble no matter what it is they will help buy giving you so much money a fortnight I'm on it it helps out a lot there is a site if you want to check it out go to Index of /

Hi, have you tried consolodating your debts, I highly suggest this, my mother had tons of debt and just kept getting further behind on all of them being a single woman, she couldn't afford to pay all of them every month, so she checked into consolidation, they take all her debt and work out something with all her debts and now she pays one payment of 329 each month. So now she even has $ to save! Just a thought