What is best way to split a 200A service Entry
I will be building a summer home over the next three years. I would like to build the garage during the first year, and bring in services. I ultimately will build the house. If I were not going to build in stages, I would have a 200A service in the house with branch circuits feeding the well pump, power to the garage, and a septic tank pump up to the leach fields. However, to conserve budget dollars, and phase the project, I would like to build the garage with a 60A distribution panel to pick up construction power in the garage, the well pump, and the septic pump. I would then get to the house as time permits.
I intend to have an underground feed to a meter pedestal approximately 150 feet from the house/ garage. That is where I am noodling. Can I run two separate circuits from the meter lugs... one for the garage, one for the house. If I want a full 200A panel in the house, wouldn't I need some sort of two breaker distribution at the meter. If I run 60 to the garage, I could go with a 150A main in the house. If so, could I eliminate distribution at the meter, and run both garage and house feeds off the meter lugs?
For cost purposes, I would most likely leave the circuits as built. i.e. I would not go back and refeed the garage from the main.
Does this make sense? If so, what are some options.
Thank you sincerely.
Art