I live pay-check to paycheck and I have direct deposit from my employer. If I receive a notice that a Bill collector has frozen my Bank Account, What would happen if I stopped my direct deposit and change banks?

First, its not a good idea to piggyback your question on someone else's thread. This can cause confusion. So I requested your post be moved to its own thread.

If you stop direct deposit and change banks, they will continue to look for the new bank and garnish that,