Ask Me Help Desk

Ask Me Help Desk (https://www.askmehelpdesk.com/forum.php)
-   Taxes (https://www.askmehelpdesk.com/forumdisplay.php?f=320)
-   -   Can married F1 students contribute to ROTH IRA? (https://www.askmehelpdesk.com/showthread.php?t=111685)

  • Jul 19, 2007, 10:32 PM
    ztgtt
    Can married F1 students contribute to ROTH IRA?
    Hi, I am an international student in US. I am filing the 1040NR-EZ form currently and accordign to the instructions for alien students, my filing status is "single" although I have been married for four years. I wonder whether I can contribute to ROTH IRA before I become a resident alien. My concern is, in the publication, it says:

    Married filing separately (if the couple lived together for any part of the year): $0 (to qualify for a full contribution); $0-$10,000 (to be eligible for a partial contribution).

    My AGI is over 10000 now. Can I still contribute to ROTH IRA?

    Thanks a lot!
  • Jul 20, 2007, 12:46 PM
    AtlantaTaxExpert
    Yes, you CAN contribute to the ROTH IRA.

    For purposes of contributing to the ROTH IRA, you are considered SINGLE.
  • Jul 20, 2007, 02:50 PM
    The Texas Tax Expert
    IF you're married filing separately the Roth is basically not an option.
  • Jul 21, 2007, 10:45 AM
    AtlantaTaxExpert
    I will bow to TTE's greater expertise on this matter regarding the filing status.

    However, if you are converting to H-1 or H-1B this year, you CAN file jointly with your wife and boht choose to be treated as resident resident aliens. This makes the ROTH IRA a possible option for 2007.

  • All times are GMT -7. The time now is 11:39 AM.