I was in a car accident about four months ago, I was hit broad side by another car. I received neck and a knee injury. I had several x-rays done, and now I am in physical therapy twice a week.. I work full time and have three children who I can barley keep up with . I heard that my settlement should be two to three times the amount of your medical costs. Is this true. Iam just would like to know what a fair settlement would be. Thanks