I am trying to get my house refinanced but I have misplaced my original papers. Where can I obtain the Note, Security deed and the settlement statement?

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Originally Posted by Ardellp

I am trying to get my house refinanced but I have misplaced my original papers. Where can I obtain the Note, Security deed and the settlement statement?

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Contact the old mortgage company who should have it all in their servicing department. If not, contact the old title company.

The deed and a copy of the note and mortgage should be on record in your local city or town hall. The closing agent will have a copy of the settlement statement. You do not need to have all those items to refinance. A title search will be done prior to your closing, and you can be assured that your current lender knows how much you owe them.