Changing the outside unit vs. changing the whole system
My outside unit leaks Freon and needs to be replaced. The system is about 9-10 years old. Initially, the contractor gave me a $2500 estimate to change the outside unit to a new Trane XR14. When the written estimate came, it included changing the coil and fan package inside (it's a ceiling unit) for a whooping $6350. Reasoning was that the outside unit needs to be changed along with the coil due to the new Freon pressure.
I called another contractor and he offered to change my outside unit only to a 10SEER for $2000.
What's the better course of action? Changing the entire system or just what's broken? How likely, considering the age of my HVAC, is the old inside unit to break down any time soon? Also, would I be able to get an inside coil and fan to match the 10SEER outside unit if I need to replace it in the future?
Thank you,
Eva