I am on disability and sued by Capital One for an old debt. I cannot pay them.
I am going to court on Monday, Jan 11, 2014. I am sued by Capital One. I am on SDI and I cannot pay them. I can barely afford to pay my bills. Sometimes I get help with utilities from my church. Can the creditor take my home or my car? My car is paid off. My home still has a mortgage.
I'm quite nervous about the upcoming court date. I feel that things are bad enough without having to worry about trying to pay for an old debt from 6 or 7 years ago. The limit on the credit card was $1500. Now with fees, they want over $3,000. Robbery!
What can I do? I cannot afford to hire an attorney.