:confused: So it seems that a credit card debt from 1999 in the amount of $1800 caught up with me , now in the amount of $6000!! How can this happen? Once the bank account has been levied & the wage garnishment starts, do they release my money in the bank account though the creditor? Do I get notification or a receipt for this amount? Once this happens, can I use the same bank account or do I need to close the current account down and start a new one? Cen they levy a new bank account once they begin to garnish my wages? Can this amount be negotiated & paid off one the garnishment of wages is in place? I live in New Jersey if this helps any...

How the amount mushroomed is due to interest and attorney fees.

Once they obtain a judgement against you they can attach your bank accoutns and garnish your salary until the debt is paid.

You can try to negotitate, but they have no oncentive to do so.

Scott,
Your reply has been helpful... brutally honest actually...
Can they continue to hit my bank account & keep putting a levy on the account once a wage garnishment is in place?

Yes, They can use any means legally available to collect what you owe.

Quote:

---

Originally Posted by FURRETZ

:confused: So it seems that a credit card debt from 1999 in the amount of $1800 caught up with me , now in the amount of $6000!!! How can this happen? Once the bank account has been levied & the wage garnishment starts, do they release my money in the bank account tho the creditor? Do i get notification or a receipt for this amount? Once this happens, can i use the same bank account or do I need to close the current account down and start a new one? Cen they levy a new bank account once they begin to garnish my wages? Can this amount be negotiated & paid off one the garnishment of wages is in place? i live in New Jersey if this helps any...

---

Same question, posted twice, different threads - over a period of a few days.