How to revoke authorization?
I was contacted the Law Office of Curtis O Barnes Friday since they have been harassing my parents about a debt I owe. After having an absolutely horrible 35 minute conversation with them about how I can pay back 1200 dollars, they bullied me into telling them my checking account information. Stupid mistake, I know.
They threatened me with garnishments and courts costs, etc. etc. They would NOT allow me to make payments and told me I had either 1 day to pay amount in full, or I could give them a post dated check.
Afterwards, I found out what my rights are and plan on sending them a certified letter revoking permission to take out any amount EVER on my checking account. Demanding a cease contact with me or any other third parties, and also not allowing them to contact me at my job. Also, a verification of the debt as I don't recall ever getting a letter from them.
I just don't know if this will stop them from taking money out of my account. Does anyone know if this is a valid way to go about this?
*EDIT* I would also like to add that I am meeting with a debt counselor about this and more on Aug 17th. Hopefully she will be able to help get this all in order. I find that this debt collector violated several guidelines put forth by the FDCPA and would like to do what I can to get them to leave me alone.